Group Travel Is Chaotic. The Money Part Doesn't Have to Be.
Someone books the hotel on their card. Someone else covers the rental car. A third person spots everyone for dinner three nights in a row. By day four, nobody knows the real tally — and nobody wants to be the one to bring it up.
Travel is when shared expenses explode in complexity: multiple currencies, different group configurations for different activities, some people opting out of an excursion, one person paying for something that benefits a subset of the group. A simple "split equally" doesn't cover it.
Folko lets you log each expense with exactly who was involved and how it should be split. You don't have to do the math in your head at the restaurant. You log it and move on. The app handles the accounting across the whole trip.
Before, During, and After Your Trip
Create a cashbook for the trip
Name it "Tokyo April 2026" and invite everyone by email or invite link. Each person signs in and taps Join cashbook. Set the base currency for the cashbook. Anyone in the group can log transactions the moment they happen, so the duty of tracking isn't on one person.
Log expenses on the spot — even offline
At a restaurant with patchy wifi? Folko works offline and syncs when you reconnect. Point your camera at the receipt and the scanner fills in the transaction for you to check. Log in the local currency — Folko converts to your base currency using daily exchange rates, across 56 currencies.
Smart Settle when you're back home
After the trip, tap Smart Settle. Folko analyzes every transaction across every member and computes the minimum number of transfers to zero out every balance. Then pay via whatever rail you use — PayPal, Venmo, Zelle, Pix, Mercado Pago, UPI, SEPA. Trip closed.
Every Expense Your Trip Generates
Six friends in Lisbon: Maya books a villa for €1,800 — split six ways. Raj pays for a group surf lesson (€240) — only four people went. Tom covers dinner three nights in a row averaging €180 each time. Carlos rented a car for €320 — five people used it. By the end, the balances are genuinely complex. Smart Settle works out the fewest transfers that clear every balance.
Flights & Transport
Log group flights, trains, buses, taxis. If some people booked separately, log each person's cost as its own transaction and split only what is shared.
Hotels & Accommodation
One person pays the hotel upfront — log it and split across whoever shared the room. Different room configurations, different nights, all tracked correctly.
Restaurants & Food
Scan the receipt, then assign items to members. Some people ordered more? Split By amount to set individual shares instead of splitting the bill equally.
56 currencies
Log in EUR, JPY, THB, BRL — whatever the local currency is. Folko converts everything to your cashbook's base currency using daily rates. Free cashbooks hold 3 currencies; Plus and Max have no limit.
Receipt Scanning
Point your camera at a receipt. Folko reads the description, amount, date and currency for you to check. Free includes 3 scans a month; Plus and Max are unlimited.
Works Offline
Remote hiking trail, spotty signal abroad, airplane mode — log everything and it syncs when you reconnect. No expense gets lost because of bad wifi.
Every Kind of Trip Your Group Takes
Folko works for any travel style — from spontaneous weekend getaways to meticulously planned multi-week adventures.
Weekend Getaways
Short trip, still lots of shared costs. Create a cashbook in 30 seconds and start logging immediately.
Backpacking Trips
Weeks abroad, dozens of currencies, constantly shifting group size. Folko handles all of it cleanly.
Business Trips
Track team expenses in one cashbook. Export CSV or Excel when you're back for accounting and reimbursement.
Family Vacations
Who paid for the theme park tickets? Who covered the airport dinner? Folko tracks it so nobody argues on the flight home.
Camping & Outdoor
Gas, groceries, gear rental, campsite fees — log it all, split it fairly, and settle when you're back in civilization.
Student Trips
Tight budgets, lots of people, constant cost-splitting decisions. Folko keeps it fair and visible for everyone.
Your Next Trip, Financially Sorted.
Create a trip cashbook before you board. Log expenses as you go. Settle when you land. Free forever for trips of up to 4 people, with 3 currencies per cashbook. Plus ($2.99/mo) and above add unlimited currencies plus Travel Mode for named trip segmentation.
Try Folko Free