Help center
How to use Folko
Folko is a ledger for every part of your money: what comes in, what goes out, what you paid with and what you are planning for. Share a cashbook when you need to. These guides show where everything lives, and how to get more out of it.
New here? Start with Getting started.
Start
Set up Folko and make it yours.
- Getting startedSign in, tell Folko what you will use it for, and follow the Getting started card on Home.
- CashbooksCreate a cashbook for each part of your money, then organize, archive or delete it.
- Home, shortcuts and themesChoose the shortcuts in your dock, pin tiles, reorder Home and pick a theme.
- Import from SplitwiseBring a Splitwise group into a new cashbook, balances included.
Log your money
Everything that comes in and goes out, and how you paid.
- Log a transactionOne screen for every expense and income: amount, category, date, Paid with and currency.
- Paid with: cards, cash and accountsTag what you paid with, filter by it, and check each credit card statement before it is due.
- InstallmentsLog a purchase paid in monthly installments once. Folko logs the rest on their due dates.
- Recurring transactions and Payment AlertsSet up rent, salary and subscriptions once, and get a reminder the morning a bill is due.
- Scan receipts and log by voicePoint the camera at a receipt, or say what you spent. You check the result before it is saved.
- Currencies and exchange ratesLog in any currency. Folko converts it to the cashbook’s base currency and keeps that rate.
- LoansKeep a private record of money you lent or borrowed, and log the repayments.
Plan
Limits, goals, trips, work and the big picture.
- BudgetsGive a category a monthly limit, watch it fill, and get alerts at 75%, 90% and 100%.
- Savings goalsSet a target and a date. Folko tracks progress from the cashbooks you link.
- Trips (Travel mode)Group one journey’s spending inside a cashbook and see what it cost.
- Work modeTag business transactions, log mileage, and export a tax-year report. Included with Max.
- Net worth and BitcoinYour cashbooks, loans and Bitcoin in one number, with a monthly trend. Included with Max.
Share
For the money you share with other people.
- Share a cashbook and invite MembersInvite people by email, link or QR code, and manage who is in a cashbook.
- Balances, Smart Settle and Clear BalanceSee who owes what, settle with the fewest payments, and record payments.
- Get paid back through your payment appsAdd your Pix, UPI, Venmo, PayPal or bank details so Members can pay you back.
See and export
Where your money went, where it is heading, and taking it with you.
- Spending Overview and Cash flowSee where your money went by category and payment method, and where your balance is heading.
- Reports and exportExport any cashbook and period as CSV, Excel or PDF.
- Monthly recapA short AI summary of last month’s spending on the 1st. Turn it on from Home or Notifications.
Plans & account
Notifications, your plan, your account and your data.
Contact support
Questions, problems or ideas? Email support@folko.io, or use Profile → Send feedback in the app. A person from the Folko team will answer. For billing, your account and your data, see Support.