Track Every Client. Log Every Deduction.
Multiple income streams, business expenses scattered across the year, international clients in different currencies — Folko keeps it all in one place and exports it all to your accountant in one tap.
Try Folko FreeIrregular Income Needs More Than a Spreadsheet
You have three active clients this month, a retainer that pays on the 15th, a one-off project that just wrapped, and a fourth client who pays in USD while you're based in Brazil. Meanwhile, you're logging receipts for software subscriptions, a new laptop, coffee shop work sessions, and the course you took for professional development.
Most personal finance apps are built for salary earners with predictable, single-currency income. Freelancers need something that handles variability — different clients, different project sizes, different currencies, and the discipline to track business expenses through the year so tax season isn't a nightmare.
Folko lets you create a separate cashbook for each client or project, or one master cashbook for your freelance business as a whole. Log income when it arrives, expenses as they happen, and export everything when it's time to hand off to your accountant — in PDF, CSV, or Excel.
One Cashbook Per Client, or One Master Cashbook — Your Call
The right structure depends on how you work. Folko gives you the flexibility to organize your finances the way your brain works.
Acme Corp Project
Track income from this client separately. Log project-specific expenses. See profitability per client.
Retainer Clients
Monthly recurring income from two retainer clients, with associated expenses. Visible at a glance.
Freelance Business
One consolidated cashbook: all client income in, all business expenses out. Clean P&L picture.
Personal Budget
Separate from business. Track personal spending, salary you pay yourself, and personal savings goals.
Built for How Freelancers Actually Work
International client, different currency: You invoice a German agency in EUR. The payment lands in your account. Log it in EUR and Folko converts it to your home currency at the daily exchange rate. No manual conversion, no fumbling with XE.com. Your income records are always in the right currency for reporting.
Multiple Income Streams
Log income from each client separately: project fees, retainers, royalties, consulting day rates. The Spending Overview shows your income breakdown so you know which clients drive your business.
150+ Currencies
Work with clients in USD, EUR, GBP, AUD, CAD, or any of 150+ currencies. Live exchange rates updated daily. Log in the client's currency, see totals in yours.
Receipt OCR Scanning
Point your camera at a receipt from the coffee shop, software subscription email, or hardware store. Folko reads the amount and merchant instantly. No manual data entry, no lost receipts in your bag.
Export for Your Accountant
Generate PDF, CSV, or Excel reports for any cashbook, any date range. Send your accountant a clean record of all income and expenses — no reconciliation gymnastics required.
Categorize Everything
Tag expenses by category: software tools, travel, equipment, professional development, office supplies. The Spending Overview then shows where your business costs are concentrated.
Log On the Go
Bought something for a client project while you're out? Log it immediately before you forget. Works offline — syncs when you're back on wifi. No expense disappears because you forgot to log it later.
Hand Your Accountant a Clean Record, Not a Shoebox
Tax time is painful for freelancers who tracked expenses inconsistently. With Folko, the discipline is built into your daily habit. By the time you need to file, everything is already there.
Log throughout the year
Every invoice paid, every business expense, every receipt — logged in Folko when it happens. Takes 10 seconds per transaction. Costs nothing.
Categorize as you go
Assign categories to each expense: software, travel, equipment, professional development, home office. Folko's Spending Overview shows your expense breakdown by category instantly.
Export when it's time
Select your date range, pick your format — PDF for a clean summary, CSV or Excel for detailed line-by-line data your accountant can work with directly. One tap. Done.
Send and forget
Email the report to your accountant. Every income transaction and every deductible expense is documented, dated, and organized. No scrambling, no guessing what that $340 charge in March was for.
Your Freelance Finances, Finally Organized.
Start tracking income and expenses today. Free forever, with unlimited transactions and PDF/CSV/Excel exports on paid tiers.
Try Folko Free