Track spending by card, and see each statement before it’s due.
Tag every transaction with the card, cash or account you used. Filter your spending by it, and open any credit card’s statement to see what the bank will ask for. All of it is free on every plan.
Four steps from a card to a statement.
Add the card or account
Open Profile, then Payments, then My accounts, and tap Add. Give it a name, a type (cash, debit card, credit card, transfer, Pix, UPI and more) and a currency. You can also add one from the Paid with picker while you log a transaction.
Set the two dates on a credit card
Enter the billing close day and the payment due day, so the statement lines up with your bank’s cycle.
Pick it when you log a transaction
Folko remembers the last method you used in each cashbook and chooses it for you next time. Income uses “Received in” instead.
Open the statement
On a credit card, tap Statement for the current cycle, its total and its due date. The arrows move between cycles.
Where the money went, by payment method.
Spending Overview has a By payment method view, so you can compare what went on the Visa with what went in cash. You can also filter a cashbook, or all of your activity, by one method.
A card that bills some purchases in another currency can list up to four more currencies under Also billed in. Its statement then shows one total per billed currency at the purchases’ own amounts, the way the bank does, and converts any other currency into the card’s main one.
Turn on Remind me on the due day and Folko sends a notification at 9:00 on each due day. It is off until you switch it on.
Your cards stay yours.
In a shared cashbook, other members always see the type of a payment: card, cash, transfer. They see its name only if you turn on Show name in shared cashbooks.
Deleting a method archives it. It disappears from your list and from the picker, and the transactions that used it keep its name.
Paid with, answered.
Does Paid with cost anything?
No. Tagging transactions, filtering by payment method, credit card statements and the due-day reminder are free on every plan.
Can I track a card that bills in more than one currency?
Yes. Add the other currencies under Also billed in, up to four more. The statement then shows one total per billed currency, like the bank’s, and converts any other currency into the card’s main one.
Do the other members of a shared cashbook see my cards?
They always see the type of a payment. They see the name only if you turn on Show name in shared cashbooks.
What happens to old transactions if I delete a card?
Folko archives it. It leaves your list and the picker, and the transactions that used it keep its name.
Coming to iOS and Android.
Free forever. Send us a note and we’ll write back the day it’s out.
Notify me at launch