What Spending Overview shows you
Most people can't tell you where their money went last month without scrolling through bank statements for twenty minutes. Spending Overview fixes that. It aggregates every transaction in a cashbook and surfaces three layers of insight:
Category breakdown
See your spending split across categories — food, transport, housing, utilities, health, entertainment, and more. The chart shows each category as a proportion of your total, with the actual spend amount. Tap any category to see the individual transactions behind it.
Trend over time
View spending day by day, week by week, or month by month. The trend chart makes it easy to see whether you're improving, identify high-spend periods, and understand seasonality in your expenses.
Per-person view (shared cashbooks)
In shared cashbooks, an additional breakdown shows how much each member has spent — both in absolute terms and as a percentage of the group's total. Useful for understanding household contribution patterns without awkward conversations.
Choose your period
Spending Overview adapts to whatever timeframe is useful to you. Switch between periods with a single tap:
The custom range option lets you select any start and end date, which is useful for project-based budgeting, trip expenses, or matching your financial reporting periods.
Budget goals
Tracking spending is only useful if you have a target. Set monthly budget goals at the cashbook level or per category, and Spending Overview tracks your progress in real time.
Cashbook budget
Set a total monthly spend limit for any cashbook. A progress indicator shows how much of your budget you've used and how many days remain in the month. The bar turns amber as you approach your limit.
Category budget
Set separate limits for specific categories — for instance, capping dining out at $300/month while leaving other categories unrestricted. This is effective for targeting the one or two areas where spending tends to drift.
Budget goals work the same way in both personal and shared cashbooks. In shared cashbooks, the goal applies to the total group spending, not per-person.
Common use cases
Monthly budget review
Take five minutes at the end of each month to review which categories ran over. Adjust your budget goals for next month based on actual data, not estimates.
Subscription creep
Recurring charges hide easily in a transaction list. The "Entertainment" and "Utilities" category bars in Spending Overview make it obvious when subscriptions are quietly growing.
Household spending
A shared cashbook for household expenses shows each person's contribution alongside the category breakdown. No need for awkward "who's been spending more" conversations — the data speaks.
Trip budgeting
Set a total budget for a trip. Use a custom date range to see exactly how the trip tracked against your goal, broken down by accommodation, food, transport, and activities.
Frequently asked questions
Can I see spending by category?
Yes. Every transaction is assigned a category. The category breakdown chart shows what percentage of your total spend went to each category for any selected period. Tap any category slice to drill into the individual transactions behind it — amounts, dates, and merchants all shown.
Does Spending Overview work for shared cashbooks?
Yes. In a shared cashbook, Spending Overview adds a per-person view that shows each member's contribution to overall spending, both as a raw amount and as a percentage. This is especially useful for household budgeting — you can see at a glance whether spending is balanced or if one person is consistently covering more than their share.
Can I set budget goals?
Yes. Set a monthly budget goal at the cashbook level or per category. Spending Overview shows your progress against these goals in real time — a progress bar turns amber as you approach the limit and displays how many days remain in the period. Goals work for both personal and shared cashbooks.